Business insurance professionals, serving Texas

Business property insurance, also known as commercial property insurance, protects a company’s properties and on-site physical assets against damage due to certain causes of loss. This type of business insurance can help minimize the financial impact on a business following certain accidents, weather events or other hazards. 

 General liability insurance, also known as business liability insurance, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations. Business liability insurance typically provides coverage to small businesses for bodily injuries, medical payments, advertising injuries and more. 

Business car insurance – commonly referred to as a business use – covers your own car when your job requires you to use it for work purposes. Using your car to commute to the office doesn't count as work or part of your job. 

Workers’ compensation insurance provides medical and wage benefits to people who are injured or become ill at work. The coverage is mandated by each state and the wage and medical benefits vary by state.

Business umbrella insurance is an additional layer of protection for businesses. It sits on top of other insurance policies and helps protect businesses against catastrophic losses. The word “umbrella” might imply business umbrella insurance covers everything. 

Protect your business for your building, equipment, inventory and operating income. Let’s have a conversation about it today. 

You might face legal action from customer injuries, data breaches, product defects and more. Liability insurance can help you protect your business.

Concerned about injuries, OSHA regulations, and workers’ compensation fraud? Let’s discuss how Tara Simmons Agency can help you protect your employees and business. 

For owners of small apartment buildings, large apartment complexes and everything in between.

For owners of shops that specialize in collision repair, oil changes, transmission repair and more. 

For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities. 

For independent contractors such as plumbers, electricians, landscapers and painters. 

For governing bodies that manage the common areas and other aspects of a homeowners association. 

For companies that manufacture products of virtually any type. 

For the offices of independent professionals such as doctors, lawyers and consultants. . 

For owners of quick service, casual and fine dining restaurants. 

For owners of food trucks 

For those who own shops such as salons, dry cleaners, boutiques and convenience stores. 

For businesses that provide wholesale goods and services to retail industries. 

For owners of trucking companies or owner operators